期刊全稱 | Application of AI in Credit Scoring Modeling | 影響因子2023 | Bohdan Popovych | 視頻video | http://file.papertrans.cn/160/159087/159087.mp4 | 學(xué)科分類 | BestMasters | 圖書封面 |  | 影響因子 | The scope of this study is to investigate the capability of AI methods to accurately detect and predict credit risks based on retail borrowers‘ features. The comparison of logistic regression, decision tree, and random forest showed that machine learning methods are able to predict credit defaults of individuals more accurately than the logit model. Furthermore, it was demonstrated how random forest and decision tree models were more sensitive in detecting default borrowers. | Pindex | Book 2022 |
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