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Titlebook: Seasonality and Microcredit; The Case of Northern Abu S. Shonchoy Book 2014 IDE-JETRO 2014 Micro-finance.Microcredit.Northern Bangladesh.Ra

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發(fā)表于 2025-3-21 19:30:41 | 只看該作者 |倒序?yàn)g覽 |閱讀模式
書目名稱Seasonality and Microcredit
副標(biāo)題The Case of Northern
編輯Abu S. Shonchoy
視頻videohttp://file.papertrans.cn/864/863094/863094.mp4
概述Pioneering study in the field of seasonality-adjusted flexible micro-credit.Employs observational data and randomized control experiment techniques to address the key research questions.Numerous poten
叢書名稱SpringerBriefs in Economics
圖書封面Titlebook: Seasonality and Microcredit; The Case of Northern Abu S. Shonchoy Book 2014 IDE-JETRO 2014 Micro-finance.Microcredit.Northern Bangladesh.Ra
描述.The mismatch between credit repayments and income seasonality can create serious distortions. However, typically Micro-Finance Institutes (MFIs) do not provide any adjustments due to the income seasonality. For instance in Northern Bangladesh, Income and consumption downfalls during the time of post-Aman rice plantation seasons are quite regular phenomenon which is locally known as “Monga”. Poor landless agricultural wage laborers suffer the most due to this seasonality and usually they face difficulty to smooth their consumptions. As a result, it is extremely difficult to arrange the regular weekly loan repayments of the micro-credit, which they have taken during the productive part of the year. Using field experiments through RCTs in Northern Bangladesh, we randomly assigned seasonality adjusted flexible micro-credits and traditional rigid micro-credit to different borrowing groups. Examining the repayment behavior of the borrowers in the context of geographical classifications and loan designs; employing both survey and experimental methods, this study allows us to see the consequences of flexible loan repayment rules during the lean periods, and how they affect both MFIs and p
出版日期Book 2014
關(guān)鍵詞Micro-finance; Microcredit; Northern Bangladesh; Randomized Control Trial; Seasonality
版次1
doihttps://doi.org/10.1007/978-4-431-55010-5
isbn_softcover978-4-431-55009-9
isbn_ebook978-4-431-55010-5Series ISSN 2191-5504 Series E-ISSN 2191-5512
issn_series 2191-5504
copyrightIDE-JETRO 2014
The information of publication is updating

書目名稱Seasonality and Microcredit影響因子(影響力)




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Concluding Remarks,ence among the treatment arms in case of default, overdue amount, or repayment frequency. On the other hand, we find no positive impact of the repayment flexibility on immediate food consumption during the period of seasonality.
地板
發(fā)表于 2025-3-22 08:02:35 | 只看該作者
Introduction,credit. To do this, an RCT based experiment has been employed to evaluate the general claims of NGOs regarding moratoria during times of seasonality-induced hardship. Making use of both survey and experimental methods, the findings of this study will allow us to understand the consequences of flexib
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Experimental Design for Flexible Microcredit Trials,lity-adjusted flexible microcredit, targeting the ultra-poor. In addition to describing our experimental design, this chapter compares the means of the characteristics of sample villages and households across various treatment arms. It reveals that most observable characteristics prior to our interv
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Impact of Flexible Microcredit on Food Consumption,-section dataset collected in northern Bangladesh in 2011–2012, we find that repayment flexibility does not have a positive impact on food consumption during or immediately after the period under the randomized controlled trial intervention. However, all microcredit borrowers tended to have more sec
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