| 書(shū)目名稱(chēng) | Payday Lending in Canada in a Global Context | | 副標(biāo)題 | A Mature Industry wi | | 編輯 | Jerry Buckland,Chris Robinson,Brenda Spotton Visan | | 視頻video | http://file.papertrans.cn/743/742799/742799.mp4 | | 概述 | Adds data, analysis, and lessons from Canada, the US, and the UK to a growing global conversation on high-cost credit.Features perspectives from an interdisciplinary team of experts with almost 10 yea | | 圖書(shū)封面 |  | | 描述 | This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada‘s recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland toSouth Africa and Australia.. | | 出版日期 | Book 2018 | | 關(guān)鍵詞 | payday loan; payday lending regulations; consumer credit; consumer debt cycle; internet lending; credit u | | 版次 | 1 | | doi | https://doi.org/10.1007/978-3-319-71213-0 | | isbn_softcover | 978-3-030-10028-5 | | isbn_ebook | 978-3-319-71213-0 | | copyright | The Editor(s) (if applicable) and The Author(s) 2018 |
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