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Titlebook: Ethics in Banking; The Role of Moral Va Jes Villa Book 2015 Jes Villa 2015 sub-prime crisis.global financial crisis.ethics.trust.banks.hous

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發(fā)表于 2025-3-21 17:14:09 | 只看該作者 |倒序?yàn)g覽 |閱讀模式
書目名稱Ethics in Banking
副標(biāo)題The Role of Moral Va
編輯Jes Villa
視頻videohttp://file.papertrans.cn/317/316046/316046.mp4
叢書名稱Palgrave Macmillan Studies in Banking and Financial Institutions
圖書封面Titlebook: Ethics in Banking; The Role of Moral Va Jes Villa Book 2015 Jes Villa 2015 sub-prime crisis.global financial crisis.ethics.trust.banks.hous
描述The solution to the uninhibited lending that was commonplace before the financial crisis has been to introduce tighter regulation to ensure robustness within banks. However, this solution has overlooked the underlying problem of ethical failure in the industry. In the wake of numerous bank collapses, many survivors continue in unprincipled conduct because ethical virtues have not been instilled. This book investigates the ethical basis of banking practice. It explores the conflict between the interests of banks and their customers, and how this conflict plays out in relation to the lending policies and fee structures of banks. Where such lending policies have a significant effect on banks, their customers and a range of stakeholders, the author investigates the views of leading bankers on their lending practices. The author then goes on to debate the events of the global financial crisis from a moral perspective, and argues that ethical failure triggered the American sub-prime calamities which have devastated homeowners and the global economy. The book argues that American banks and regulators both operated on the erroneous supposition that the quest after extreme profits would be
出版日期Book 2015
關(guān)鍵詞sub-prime crisis; global financial crisis; ethics; trust; banks; housing; mortgage; loans; bank; banking; bank
版次1
doihttps://doi.org/10.1057/9781137340283
isbn_ebook978-1-137-34028-3Series ISSN 2523-336X Series E-ISSN 2523-3378
issn_series 2523-336X
copyrightJes Villa 2015
The information of publication is updating

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Preliminary Conclusions review of the history behind the economic crises in those countries as well as the resultant efforts to upgrade banking regulation and the reaction of bankers to these new measures. Some preliminary conclusions would now be appropriate.
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發(fā)表于 2025-3-22 16:33:39 | 只看該作者
The Sub-Prime Crisis: An Ethical Failure?g from the United States as early as the end of 2006 and mounting in intensity and frequency as 2007 unfolded, and these would have unforeseen ripple effects on the entire global banking system. The financial events that emanated from America offer a profound and disturbing insight into the conflict
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Views of Banking Ethicsrs to place their funds. The three innovations were the original measures that made possible the institution of modern banking.. Essentially reserve banking means that, if the reserve requirement is, for example, 10 per cent, a bank can lend out 90 per cent of say $100, that is $90, to another perso
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