Titlebook: Essays on Housing and Pensions; A European Perspecti Thomas Müller Book 2019 Springer Fachmedien Wiesbaden GmbH, part of Springer Nature 20

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2570-2246 n pensionprovision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement. .978-3-658-24955-7Series ISSN 2570-2246 Series E-ISSN 2570-2254

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The Trade-off between Housing and Pensions,ension systems is accepted by most Western governments. The European Union considers “an adequate and sustainable retirement income for EU citizens now and in the future” to be a main policy goal (European Commission, 2010).

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Housing as a Pension: Policy Implications for Europe,Commission, 2010). Given demographic aging, the past financial economic crisis, and the excessive indebtedness of some EU member states, the need for pension reforms in EU member states is recognized and policy measures are gradually implemented. As the share of retirees is expected to grow to a qua

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