Titlebook: Contemporary Trends in European Cooperative Banking; Sustainability, Gove Marco Migliorelli,Eric Lamarque Book 2022 The Editor(s) (if appli

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態(tài)學(xué)

Cooperative Banks and EU Regulation: A General Assessment,onality, these rules are not optimal for such banks, whose characteristics and role in the economy are not taken into account. As a result, this framework imposes a heavy burden on them, and may significantly affect their organisation, business model and corporate values, thereby impoverishing the biodiversity of the banking system.

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Profitability and Digitalisation: The Effects on Cooperative Banks and Their Governance,utlines how the cooperative banks’ governance structure relates to their business and to their profitability. It explores the channels how digitalisation may affect the current structures of cooperative banks and their groups. Examples are given on how cooperative banks react to the challenges of digitalisation.

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operative banks and the impact of the consolidation of FinteThe cooperative banks’ business model is unique in the financial market. It is featured by democratic foundations (.one-head-one-vote.?principle), proximity to the members and the community they serve, limited profit-seeking nature, and pru

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Conclusions,ilize stakeholders around their core distinguishing values and think how to reinforce the commitment of their members . the model, especially as concerns young generations. A failure in doing that will likely produce a loss in distinctiveness and, in the longer term, in the value added of the cooperative model in banking.