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Titlebook: Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation; Georges Dionne,Claire Laberge-Nadeau Book 1999 Spri

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發(fā)表于 2025-3-21 17:25:16 | 只看該作者 |倒序瀏覽 |閱讀模式
期刊全稱Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation
影響因子2023Georges Dionne,Claire Laberge-Nadeau
視頻videohttp://file.papertrans.cn/167/166603/166603.mp4
學(xué)科分類Huebner International Series on Risk, Insurance and Economic Security
圖書封面Titlebook: Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation;  Georges Dionne,Claire Laberge-Nadeau Book 1999 Spri
影響因子Motor vehicle accidents are still a leading cause of death,even if the trend has somewhat declined over the past 20 years.Indeed, motor vehicle accidents are a significant cause of death incomparison with air and space transport accidents, homicides and evenHIV infections, causes which are more often highlighted in the media.As shown in this book, motor vehicle accidents are particularlydamaging to very young drivers. .The assessment of driving risks is a common concern for roadtransportation safety and the automobile insurance industry. In bothcases, there is an awareness of the great losses resulting from thedeaths, injuries and property damage caused by traffic accidents.Research is essential to counteract this public health threat, toassess the success or failure of countermeasures, and to solve theproblems it generates in the insurance industry. .This book is for people concerned about road crashes (prevention andcompensation) and about the insurance problems they pose -namely private and public institutional authorities, consultants,administrators, practitioners, and researchers interested in sharingthe authors‘ experience in this domain. The book presents originalcontributio
Pindex Book 1999
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Evidence of Adverse Selection in Automobile Insurance Markets,ailable to the insurer about their individual risks. This explains the presence of many instruments like risk classification based on observable characteristics (Hoy, 1982 and Crocker and Snow, 1985, 1986), deductibles (Rothschild and Stiglitz, 1976 and Wilson, 1977) and bonus-malus schemes (Dionne
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Insurance Fraud Estimation: More Evidence from the Quebec Automobile Insurance Industry,d to the survey of this study, representing 70% of the Quebec automobile insurance market in 1994. Claim adjusters randomly reopened 2,509 closed files, or 2,772 coverages, to evaluate the significance of insurance fraud. This study was financed by the Insurance Bureau of Canada.
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