標(biāo)題: Titlebook: Discrimination in Financial Services; A Special Issue of t George J. Benston,W. Curt Hunter,George G. Kaufman Book 1997 Springer Science+Bu [打印本頁] 作者: BULB 時(shí)間: 2025-3-21 18:38
書目名稱Discrimination in Financial Services影響因子(影響力)
書目名稱Discrimination in Financial Services影響因子(影響力)學(xué)科排名
書目名稱Discrimination in Financial Services網(wǎng)絡(luò)公開度
書目名稱Discrimination in Financial Services網(wǎng)絡(luò)公開度學(xué)科排名
書目名稱Discrimination in Financial Services被引頻次
書目名稱Discrimination in Financial Services被引頻次學(xué)科排名
書目名稱Discrimination in Financial Services年度引用
書目名稱Discrimination in Financial Services年度引用學(xué)科排名
書目名稱Discrimination in Financial Services讀者反饋
書目名稱Discrimination in Financial Services讀者反饋學(xué)科排名
作者: Conflagration 時(shí)間: 2025-3-21 20:26 作者: 喊叫 時(shí)間: 2025-3-22 04:08 作者: ectropion 時(shí)間: 2025-3-22 05:53
George J. Benston,W. Curt Hunter,George G. Kaufman作者: 能量守恒 時(shí)間: 2025-3-22 08:53
Community Epidemiological Approachesalue. Contrary to common assumptions, race differences in FHA/VA lending are at least as pronounced as in conventional lending; and outcomes for Asians, correctly measured, diverge as much from outcomes for whites, as do outcomes for Hispanics and African American.作者: MIME 時(shí)間: 2025-3-22 13:48 作者: MIME 時(shí)間: 2025-3-22 17:09 作者: Parabola 時(shí)間: 2025-3-22 23:26
,Editors’ Note, a comprehensive forum for rigorous theoretical and applied microeconomic analysis of financial services institutions, instruments and markets. The . is an influential journal in the field of financial institutions, and the Editors look forward to continuation and further enhancement of this positio作者: forthy 時(shí)間: 2025-3-23 02:14 作者: 頌揚(yáng)本人 時(shí)間: 2025-3-23 08:06
Using HMDA Data as a Regulatory Screen for Fair Lending Compliance,nding enforcement. The program is designed to identify institutions showing potentially discriminatory patterns in their treatment of minority mortgage applicants vis-à-vis nonminority applicants. The program also selects specific loan files to pull for additional information in cases where a more c作者: Altitude 時(shí)間: 2025-3-23 13:07 作者: ticlopidine 時(shí)間: 2025-3-23 15:29
Strategic Responses to Bank Regulation: Evidence From HMDA Data,of noneconomic borrower characteristics. We evaluate situations in which banks may find it in their self interest to respond to regulation in a strategic manner intended to improve public relations and appease regulators rather than to adhere to the true spirit of the regulation. We find some eviden作者: Legion 時(shí)間: 2025-3-23 19:57
Mortgage Loans to Nonoccupants as an Indicator of Racial Redlining,ors and a greter number of residents will rent homes owned by such investors. It may be possible, therefore, to measure the extent of redlining by using HMDA data on loans made to nonoccupants. This study models the flow of mortgage credit to nonoccupants in nine MSAs, using traditional economic and作者: 蕁麻 時(shí)間: 2025-3-23 23:22
A Reconsideration of Discrimination in Mortgage Underwriting with Data from a National Mortgage Bane denials occur only in a minority of cases, where the borrower has not learned the lender’s underwriting rules in advance. Widespread borrower foreknowledge of such rules is demonstrated by a discriminant finding that 9 of 10 borrowers “correctly” choose whether to apply under FHA vs. conventional 作者: mendacity 時(shí)間: 2025-3-24 06:15
Discrimination Resulting from Overage Practices,gulatory agencies have devoted extensive resources to analyses that included numerous studies of lending practices and compliance under the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA)..These studies used both data collected for a particular study by the regulatory agency and d作者: Microgram 時(shí)間: 2025-3-24 06:52 作者: 可能性 時(shí)間: 2025-3-24 10:57 作者: Latency 時(shí)間: 2025-3-24 16:42
Do Black-Owned Banks Discriminate against Black Borrowers?,suggest that black-owned banks may utilize applicant race in the mortgage granting decision. The result holds in a naive HMDA model and in an enhanced HMDA model with bank-specific, demographic, and neighborhood characteristics added.作者: assent 時(shí)間: 2025-3-24 19:28 作者: NOMAD 時(shí)間: 2025-3-25 01:14
Discrimination in Financial Services: What Do We Not Know?, of the greenlining coalition, whose existence is based on the belief that banks discriminate against neighborhoods by refusing to make conventional mortgage loans on properties located there. At the outset, I want to point out that the race of potential mortgagors was not considered in the initial 作者: 出汗 時(shí)間: 2025-3-25 03:51
Discrimination in Financial Services: How Should We Proceed?,y tight boundary between these two issues. I think we ought to know a lot more about households and about businesses. I think we ought to use existing data, and on occasion, we ought to get new data. And, I think we ought to use structural models of behavior.作者: GLEAN 時(shí)間: 2025-3-25 07:48 作者: atopic 時(shí)間: 2025-3-25 11:50
978-1-4613-7817-4Springer Science+Business Media New York 1997作者: 酷熱 時(shí)間: 2025-3-25 18:40
The Italian Coastal Master Plan a comprehensive forum for rigorous theoretical and applied microeconomic analysis of financial services institutions, instruments and markets. The . is an influential journal in the field of financial institutions, and the Editors look forward to continuation and further enhancement of this positio作者: 艱苦地移動 時(shí)間: 2025-3-25 22:27
USA-Adriatic Cooperation in Coastal Affairsting discrimination in the provision of financial services on the basis of race, gender, and marital status, among other factors, questions concerning the existence of racial discrimination in such areas as home mortgage loans and small business credit continue and confound public policy makers.作者: 沉著 時(shí)間: 2025-3-26 03:19
The Italian Coastal Master Plannding enforcement. The program is designed to identify institutions showing potentially discriminatory patterns in their treatment of minority mortgage applicants vis-à-vis nonminority applicants. The program also selects specific loan files to pull for additional information in cases where a more c作者: 生氣的邊緣 時(shí)間: 2025-3-26 05:33 作者: GNAT 時(shí)間: 2025-3-26 11:22 作者: slow-wave-sleep 時(shí)間: 2025-3-26 16:25 作者: INCH 時(shí)間: 2025-3-26 17:45
Community Epidemiological Approachese denials occur only in a minority of cases, where the borrower has not learned the lender’s underwriting rules in advance. Widespread borrower foreknowledge of such rules is demonstrated by a discriminant finding that 9 of 10 borrowers “correctly” choose whether to apply under FHA vs. conventional 作者: 晚間 時(shí)間: 2025-3-26 21:57 作者: PSA-velocity 時(shí)間: 2025-3-27 01:49
Massimiliano Pieraccini,Lapo MiccinesiWe find that the noise in evaluating applicant credit risk can have a differential impact on marginal borrowers across racial groups. Consequently, discrimination can go undetected in an examination of relative loan denial rates when it is present. We also show that discrimination can be “detected” 作者: Kaleidoscope 時(shí)間: 2025-3-27 09:10
https://doi.org/10.1007/978-3-031-13810-2nt interventions on the supply side of the housing market. Although many studies of low-income lending at the neighborhood level have been published, none is from the firm’s perspective. We adopt such a framework to test the twin propositions that the low-income mortgage market is no different from 作者: 協(xié)迫 時(shí)間: 2025-3-27 11:54
Massimiliano Pieraccini,Lapo Miccinesisuggest that black-owned banks may utilize applicant race in the mortgage granting decision. The result holds in a naive HMDA model and in an enhanced HMDA model with bank-specific, demographic, and neighborhood characteristics added.作者: 外露 時(shí)間: 2025-3-27 14:31
Sustainable Construction Materialss and discrimination against areas with high concentrations of minority residents. The existence of the latter type of discrimination originally was raised by statistics showing lower home loan mortgage origination rates in minority-concentrated areas; the former, by those showing that mortgage loan作者: anaerobic 時(shí)間: 2025-3-27 19:51
Rosemary K. Thomas,M. Helen Santhi of the greenlining coalition, whose existence is based on the belief that banks discriminate against neighborhoods by refusing to make conventional mortgage loans on properties located there. At the outset, I want to point out that the race of potential mortgagors was not considered in the initial 作者: 無辜 時(shí)間: 2025-3-28 00:20 作者: Invertebrate 時(shí)間: 2025-3-28 04:18
http://image.papertrans.cn/e/image/281224.jpg作者: interference 時(shí)間: 2025-3-28 08:16 作者: GIBE 時(shí)間: 2025-3-28 10:46
Community Mental Health Resourcingof noneconomic borrower characteristics. We evaluate situations in which banks may find it in their self interest to respond to regulation in a strategic manner intended to improve public relations and appease regulators rather than to adhere to the true spirit of the regulation. We find some evidence consistent with such behavior.作者: 喚起 時(shí)間: 2025-3-28 17:17
Massimiliano Pieraccini,Lapo Miccinesisuggest that black-owned banks may utilize applicant race in the mortgage granting decision. The result holds in a naive HMDA model and in an enhanced HMDA model with bank-specific, demographic, and neighborhood characteristics added.作者: 比喻好 時(shí)間: 2025-3-28 20:23 作者: 加強(qiáng)防衛(wèi) 時(shí)間: 2025-3-29 00:23
Introduction,ting discrimination in the provision of financial services on the basis of race, gender, and marital status, among other factors, questions concerning the existence of racial discrimination in such areas as home mortgage loans and small business credit continue and confound public policy makers.作者: osteocytes 時(shí)間: 2025-3-29 03:10
Strategic Responses to Bank Regulation: Evidence From HMDA Data,of noneconomic borrower characteristics. We evaluate situations in which banks may find it in their self interest to respond to regulation in a strategic manner intended to improve public relations and appease regulators rather than to adhere to the true spirit of the regulation. We find some evidence consistent with such behavior.作者: 好忠告人 時(shí)間: 2025-3-29 09:42 作者: Mobile 時(shí)間: 2025-3-29 13:09
Discrimination in Financial Services: How Should We Proceed?,y tight boundary between these two issues. I think we ought to know a lot more about households and about businesses. I think we ought to use existing data, and on occasion, we ought to get new data. And, I think we ought to use structural models of behavior.作者: Gustatory 時(shí)間: 2025-3-29 16:32
Book 1997S. prohibiting discrimination in the provisionof financial services on the basis of race, gender, and maritalstatus, among other factors, questions concerning the existence ofracial discrimination in such areas as home mortgage loans and smallbusiness credit continue, and confound public policy make作者: condescend 時(shí)間: 2025-3-29 20:53 作者: 某人 時(shí)間: 2025-3-30 03:38
Rosemary K. Thomas,M. Helen Santhiortgage loans on properties located there. At the outset, I want to point out that the race of potential mortgagors was not considered in the initial redlining studies and assertions nor was it the direct concern of the groups or politicians who worked to enact the Community Reinvestment Act (CRA).作者: 來這真柔軟 時(shí)間: 2025-3-30 05:29
Discrimination in Financial Services: What Do We Not Know?,ortgage loans on properties located there. At the outset, I want to point out that the race of potential mortgagors was not considered in the initial redlining studies and assertions nor was it the direct concern of the groups or politicians who worked to enact the Community Reinvestment Act (CRA).作者: 臨時(shí)抱佛腳 時(shí)間: 2025-3-30 11:08
The Italian Coastal Master Planomprehensive evaluation might be appropriate. This paper discusses the motivation behind the adoption of the program and its innovative “matched-pair” method and assesses its value and potential shortcomings.作者: Tractable 時(shí)間: 2025-3-30 13:41 作者: 整潔 時(shí)間: 2025-3-30 18:17
